Warner Funeral Homes & Crematory
225 W 3rd St, Spencer, IA, 51301
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Payment & Financial Options
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
Help filing a known life insurance claim
Funerals in this area run $2,246–$7,063. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
Services Offered
What Families Say
“I’d like to thank you, especially Jeff, for the expert way in which Fritz's funeral was handled. All of us felt the chapel and service could not have honored my husband and the kids’ dad more. Sincerely, Joanne”
— Joanne Groat
“We could not have been happier with how Warner Funeral Home helped us through a very difficult time. Casey was so kind and caring and took the time to take us through the entire process. We appreciated their professional and compassionate manner.”
— Cindy Pietsch
“So thankful for the kind, informative and professional help. Both Nate and Shelly were available to answer every question. I so appreciate how they took care of my Mom. Forever grateful, Tammy”
— Tammy Berger
We can help with what comes next.
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Warner Funeral Homes & Crematory?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
Claim your free listing