310 S State St, Elgin, IL, 60123
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,620–$8,240. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“Good morning, This is probably my second time using Laird Funeral Home. The first time was my father Earl McNamara Sr. and the second time was one week ago with my wife, Barbara McNamara. I want to thank everyone at Laird funeral home they were very considerate, very professional. The place was very beautiful and they did everything and anything that we requested. I want to thank the owner Rob. For running a very nice business and easy to deal with no offense I hope I don’t have to deal with you guys again because if I do, that means it’ll will be my funeral.”
— Tom McNamara
“Just wanted to thank the Laird Funeral Home for the reliable and compassionate care of our family after the loss of my twin sister. We have used their services many times and have never been disappointed. Blessings to Rob and all at Lairds in Elgin.”
— Sharon Rakowski
“Very rude when I called on behalf of a family who had just lost their father. When I kindly asked if they had a Spanish speaker the guy on the phone was very quick to use a rude tone. A simple "no sorry, we only have English speakers. If they need a Spanish speaker i think it'd be best to go elsewhere" would have been at least nicer.”
— natalie vargas
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
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Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
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