300 W Ridgeway Ave, Waterloo, IA, 50701
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,246–$7,063. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“They did a wonderful job making my mother look beautiful after a long illness. Her hair was perfect! Her nails were painted and her make up was great. Many people at the service commented on how wonderful mom looked. Nick, our funeral director was professional and very helpful with making the arrangements. Highly recommend their services.”
— Shari Gleason
“My complaint was when we went to the cemetery for my mother's burial, it was a cold November day out at the cemetery and the funeral director rushed us out of the cemetery and told us that we could go back to the church and have lunch where it was warm. The funeral director didn't let us have our quiet time of mourning our loved one because he was a big baby about being out in the cold. That really ticked me off. He had lack of compassion for mourning. In addition, at the church, the funeral director came off really pushy. Also, the Ridgeway funeral home looked outdated and the furniture and wood work looked worn out. It gave me the creeps.”
— JSJ
“It's weird to give stars to a funeral home but I have to because they did such a nice job. We celebrated my grandma and it was beautiful. We had crazy kids running around and the people didn't yell at them, instead they were kind and gentle :) thank you for that. I was the mother of one of the crazies and I was having trouble keeping keeping her sane for 3 hours.”
— Court J
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Hagarty Waychoff Grarup Funeral Service?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
Claim your free listing“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.