965 Home Plaza Ste. 1, Waterloo, IA, 50701
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,246–$7,063. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“Parrott & Wood is the only funeral home I would submit my loved ones to before their final resting place. They (Christine and her team) helped guide us in 2016 when our precious father passed, and just this month when our precious mother passed. Truly a compassionate, kind and knowledgeable group, from picking out the casket, the flowers, doing moms hair and makeup to polishing her fingernails, and also defining our mother's life in a short but poignant paragraph, her photograph, and music to play at her service. My brother and I also needed help with who would be giving the ulogy, when asked if they would recommend someone, it took less than 5 minutes, a simple phone call, and another seamless door was opened. We held everything there, from the viewing, the celebration of life ceremony, and luncheon after. We will never be able to express just how much they are appreciated. Thank you for every phone call, every last attention to detail that you helped us navigate through during our toughest days. Now even several days after the services had ended, sending a text just see if there was anything else they could help with. Thank you just doesn't seem like enough. Theresa and Bob Luloff”
— Theresa Luloff
“We had services for both my mother and father here at Parrott & Wood and they provided excellent service both times. In such an emotional time it was very comforting to have the support of the Parrott & Wood staff. They truly went above and beyond to make everything the best it could be given the circumstances. Even afterward they were very supportive true professionals. I HIGHLY recommend.”
— Vern Kalkbrenner
“The staff members at Parrott & Wood were professional, respectful of my wishes, and treated me as if they were taking care of a member of their own family. They were very helpful with suggestions when needed, and helped make the process for my husband's celebration much easier.”
— Sue Wells
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
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