Heritage Shores Funeral Home
7714 Front Beach Rd D, Panama City Beach, FL, 32407
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
Help filing a known life insurance claim
Funerals in this area run $2,495–$7,848. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
Services Offered
Business Hours
What Families Say
“Heritage Shores Funeral Home took care of my husband's cremation. They are very professional , thoughtful, and kind. I recommend their services. Thank you Heritage for being so considerate and comforting during this difficult time.”
— Sheila Griffin
“I cannot say enough good things about Heritage. Jessica was amazing. My sister & I are truly appreciative of her step by step guidance for our Dad. Questions were answered professionally & immediately. She went above & beyond any of our expectations! Our Dad's Military Honors meant the world to us & I know y'all made our Dad proud!! Totally recommend Heritage for your needs.”
— Rowen Smith
“My husband passed away shortly after Heritage Shores Funeral Home was recommended to us & I will be forever grateful for that recommendation! After dreading going to the funeral home, when we did arrive we were greeted with warmth & empathy. Jon & Ashley continued to help me through this difficult time with their patience & understanding. They definitely made a very sad time tolerable. And, continue to offer help with the grieving process. Thank you Heritage Shores Funeral Home!”
— Peggy DeBoever
We can help with what comes next.
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Heritage Shores Funeral Home?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
Claim your free listing