2050 US-130, North Brunswick Township, NJ, 08902
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,244–$10,202. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“Maryann at Ruby Memorial Funeral Home handled my father’s funeral, and I cannot express how grateful our family is for her exceptional service. From the very beginning, her team was compassionate, professional, and incredibly attentive to every detail. What truly stood out was her understanding and respect for our Hindu traditions. They were knowledgeable about the rituals, patient in explaining each step, and made sure everything was carried out with authenticity and care. During such a difficult time, their support brought us comfort and peace of mind. The staff went above and beyond to honor my father’s memory, and we deeply appreciate their kindness and dedication. I would highly recommend Ruby Memorial Funeral Home to anyone seeking a thoughtful, culturally attentive, and heartfelt service.”
— Central Jersey Physical Therapy Associates
“The staff at Ruby Memorial is simply wonderful. The warmth and care they bestowed upon us during the time our family was bereaved due to loss of our father. Christie was simply outstanding in expressing her empathy towards the family and the knowledge she had about the Hindu Cremation was simply outstanding. I on behalf of whole Panchalia family would like to express our humble gratitude towards the service we received from Ruby Memorial Funeral and Cremation Services. May god bless you all.....”
— Pankaj Mishra
“Christine and her staff were outstanding in our family’s greatest time of need. They were kind gentle and desire to our specialized needs We felt Maryann’s compassion during every step of this painful journey and it just made it a bit easier. Thank you, on behalf of our entire family.”
— Madhu Sonti
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Ruby Memorial Funeral & Cremation Services?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
Claim your free listing“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.