301 N Main St, Howard, SD, 57349
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in South Dakota
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,246–$7,063. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“It was the first time that I had handled a funeral I thought we were treated well. It turns out we paid over $5,000 more for a cremation. I am dealing with another funeral home right now for my father the difference is amazing. I would not suggest Willoughby Funeral Home. We used Willoughby's 3 years ago.”
— R. Leighton
“Disorganized before, during, AND after the funeral process! Didn’t get things done & had to follow up with them numerous times. 5 months later & headstone still not carved with dates.”
— Braedon 110
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Willoughby Funeral Home Inc?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
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