2890 S Higuera St, San Luis Obispo, CA, 93401
License #FD 374
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,244–$10,202. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“I appreciated the kindness and compassion from Sandra. Process was clear and well outlined. Docusign a plus for necessary paperwork.”
— Kat Stevens
“My family and I had such a positive experience with Wheeler-Smith. Rubin and Sandra was so gentle and kind. They were respectful and professional every step of the way. They never tried to sell us on things we didn't need or want. They explained the cremation process in an appropriate level of detail. I was so very touched with how they treated my mother's personal affects as well as waiting for me to return so that I could say goodbye. Please do not hesitate to make them your first phone call.”
— Kelli Perkins
“If I could give zero stars, I would. This establishment treated my grieving family members and I horribly. The woman in charge showed zero empathy or compassion for the children and grandchildren of the deceased. She was rude, callous, and even hung up on us. I've been treated with more respect and dignity at a gas station. I highly recommend that you do not trust the care of your loved ones in the hands of Wheeler-Smith Mortuary.”
— Mariah Avery
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Wheeler-Smith Mortuary?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
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