O'Neil Funeral Home and Heritage Crematory
1105 E 9th St, Lockport, IL, 60441
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
Help filing a known life insurance claim
Funerals in this area run $2,620–$8,240. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
Services Offered
Business Hours
What Families Say
“Employee working Dec 22nd very nice, polite and caring about following rules during covid. Could use new kneeling bench.”
— Anita Klosinski
“I am glad that we used O'Neil funeral home for our mothers funeral. They were very patient with us and extremely compassionate. The service was very nice and our looked like she was just sleeping. Thank you Kelli and Kelly for being so supportive and comforting when you came to the house to pick her up..”
— Jeff Mielke
“O'Neil's took care of 3 of my families funerals and the compassion I received from the Staff here was remarkable every time. On such a hard day they did everything to help guide us through it. Thank you!”
— Christian steen
We can help with what comes next.
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you O'Neil Funeral Home and Heritage Crematory?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
Claim your free listing