404 Decatur St, Cumberland, MD, 21502
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Average in Maryland
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,869–$9,025. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
“I cannot thank Rob and the team enough for the incredible care they provided after my mother passed. From our first meeting, they treated us like family, guiding us through every detail with such patience and sensitivity. They truly took the burden off our shoulders during our darkest days, allowing us to focus on honoring her memory.”
— Benjamin Lee
“Our extended family has used Adams funeral home for many years. As generations have come and gone, Adams Family Funeral Home has maintained kindness, graciousness and professionalism. Thank you to the Adams' for your assistance over the years in laying our loved ones to rest with the dignity and respect they deserve.”
— Lucas M
“I cannot recommend Adams Family Funeral home enough for the kindness, caring, compassion, and for taking care of our family with my nephew's care during our time of loss and profound grief. Your attention to detail and support as my sister and brother-in-law navigated this difficult time helped to ease their pain and worries about our earthly farewells. You took care of the details so that we could all mourn, gather together, and celebrate his life. Thank you!”
— Barb Carter
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Adams Family Funeral Home, P.A. and Cumberland Crematory?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
Claim your free listing“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.