Heaton Bowman Smith Sidenfaden
3609 Frederick Ave A, St Joseph, MO, 64506
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
Help filing a known life insurance claim
Funerals in this area run $2,246–$7,063. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
Business Hours
What Families Say
“I couldn’t have picked a better place or people to handle our arrangements. They were so caring, compassionate, and professional. Really went above and beyond. Thank you for all you do! Would highly recommend them.”
— Jim Dunn
“We can’t say enough good things about our experience with Matt Wisdom, our funeral director. From start to finish, Matt handled everything with the utmost professionalism, care, and attention to detail. He guided us through a very difficult time with compassion and grace, making sure every aspect of the service was exactly how we wanted it. Matt was incredibly patient and accommodating, answering all of our questions thoroughly and giving us the time and space we needed to make decisions. His calm demeanor and thoughtful approach made a world of difference, and we are so grateful for the support he provided throughout the entire process. Thank you, Matt, for your outstanding service and for going above and beyond for us.”
— Rob Salanski
“My son tragically and very unexpectedly passed away on June 18, 2025. We entrusted our faith in this funeral home. They severely disappointed me. I spent 6 very painful and tearful hours going through 33 years ,204 days worth of pictures of his life for the video presentation at his visitation. I finally narrowed it down to 47 pictures. They only used 21 of my pictures. We had a visitation on the Sunday evening after his death and graveside services the next morning. Using less than half of my pictures of his life hurt. But what I think was completely disrespectful and very insensitive was that they called me in less than 3 days after his burial asking for payment.”
— Dave Weber
We can help with what comes next.
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Heaton Bowman Smith Sidenfaden?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
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