Light's Funeral Home
1428 State St, Schenectady, NY, 12304
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
Ask whether assignment is available for your policy and location, what fees apply, and what you must pay upfront. MedaSynq does not arrange assignments.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
Under the FTC Funeral Rule, funeral homes must give price information by telephone and a written General Price List when you visit in person. Federal law does not require them to send the list by mail or email. You can select individual goods and services and use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Help filing a known life insurance claim
Funerals in this area run $3,368–$10,595. If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. The insurer decides whether to pay. There is no upfront fee; separate service terms apply.
Services Offered
What Families Say
“I use this funeral home in 2021 for my father funeral,Lea was amazing very helpful and the price was good and they did an amazing job with everything thank you.”
— Romeo Williams
“Mike has exceeded our expectations and gone above and beyond for my family for the second time now. Mike is responsive, caring, outgoing, and sympathetic during some of the most difficult times my family has faced. There are no recommendations or suggestions for improvement because he has consistently delivered in every aspect. We are so grateful for the services you have provided for our family. Thank you Mike.”
— Jeremy Algozzine
“Very reliable! During the most difficult time Peter and mike you guys did an outstanding job making our work less and organizing everything in a way that we love! Thank you from the jagarnauth family. Highly recommend your services!”
— Melissa Jagarnauth
We can help with what comes next.
If your family knows of a life insurance policy, Claim Assist can help file and follow up on the claim. No upfront fee; the service fee and terms are disclosed before you enroll.
Are you Light's Funeral Home?
Claim and verify your free listing to show your services and pricing and receive family requests. Optional services have separate terms.
Claim your free listing